Stop Overpaying for
Merchant Fees
Our AI analyzes your merchant statements to uncover hidden fees and negotiates better rates automatically. Average savings of 22% within the first 30 days.
Instant Fee Auditor
See how much AI could save you in seconds.
Smart Technology, Real Savings
Credit card processors are experts at hiding fees. We built an expert AI to find them.
Deep Audit AI
Our algorithms scan thousands of interchange categories to find where you are being misclassified and overcharged.
Instant Negotiation
We generate data-backed negotiation letters that processors cannot ignore, securing you the lowest interchange-plus rates.
Monthly Monitoring
Processors love to creep rates up. Our AI watches your statements 24/7 and flags any unauthorized increases immediately.
Zero Risk Model
You only pay a portion of what we save you. If we don't lower your fees, our service is 100% free. No contracts.
3 Simple Steps to Lower Fees
No switching banks. No changing POS systems. Just lower rates.
1. Upload Statement
Upload your most recent merchant processing statement securely to our encrypted portal.
2. AI Analyzes
Our AI cross-references your fees against thousands of benchmarks to find every dollar of savings.
3. Save Money
We negotiate directly with your processor. New, lower rates appear on your very next statement.
Trusted by Smart Businesses
Real customers, real savings, real fast.
“I was sure my fees were normal until CutMerchantFee's AI found $380/month in junk fees. Setup took 5 minutes.”
“Across our 4 stores we're saving over $14k a year. The monthly monitoring catches creeping rate hikes immediately.”
“The negotiation letter their AI generated got our rate cut from 3.4% to 2.05% on the first try. Genuinely impressed.”
Ready to lower your overhead?
Schedule your comprehensive AI analysis today and stop leaving money on the table.